Walter Bowen

Real Estate Agency

Home - 2013 - August

Month: August 2013

Car Loans

Posted on August 22, 2013 in News

Car loans – an outlet for those who for so long wanted to buy a car, but could not collect the necessary sum of money. Today, companies that are profiled on a lot of car loans, and that's not counting the banks, programs that provide for the purchase of a car on credit on their own behalf. Pros companies that provide services for car loans is that you can get a loan quickly and with minimum documents also can take advantage of additional services. However, purchasing a car on credit, a number of features, and credit conditions largely depend on what you buy a car brand, new Pre-Owned vehicle, or as an individual or a legal person, etc. Consider some of the issues of car loans. So, as a rule the standard terms for car loans (through) the following: – decisions on loans: quick loans – 1 hour, classical – 4:00 – car loan is available to all Russian citizens with a permanent source of income – an initial payment of 10% of the cost of a car – pay your down payment old car – the possibility of paying CTP and Hull with a loan – car loan term up to 7 years with an option for early repayment. And now, the specific issues that arise when buying a car on credit. First question that arises when purchasing a car on credit, whose property he is to repay the loan.

Is it the property of the bank. The car that you bought on car loan program is the property of the buyer (borrower entered into PTAs, and not the bank), the car will be to provide the loan and the contract with the bank becomes the key to full repayment of the loan. Bank it usually requires Hull design and deposited in the bank of the original passport of the vehicle to repay the loan. The next question is more about the advertising. As a rule, some brochures and commercials stating that you can buy a car on credit with no down payment. Auto loans with no down payment does not happen. Even if you say they do not have to pay the first installment, it usually means that the CTP and Hull you pay from its own resources. To get the car loan must be paid 10% of the cars (of course more is better), in addition to these programs provide an opportunity to include car loans and the cost of CTP in CASCO loan amount. Questions are raised and in terms of credit. The maximum term car loan – five years, very seldom given credit for seven years.


Posted on August 15, 2013 in News

People with ADHD have a cluttered and hypersensitive nervous system and often experience anxiety. Reiki has a soothing influence, thus facilitating the movement towards the Organization and integration. It is a relief for many to receive treatment, as Reiki is not to judge and not oriented to correct problematic behavior. The beneficiaries feel better about themselves, calmer and more focused. It is estimated that 10% of the world’s population suffers from this disorder which causes various situations as loss of employment, difficulty sleeping or problems in schooling. Although parents may suspect that your child is hyperactive, the disorder can’t come to the attention of professionals until the child starts school and is expected to remain still and do not interrupt others. . Therefore, a concern for hyperactivity that commonly occurs when the child enters the classroom but not always is true hyperactivity can be found in some famililias.

. People with ADHD feel cluttered so frequently that they tend to notice the effects of Reiki balance immediately. It can be applied in people of all ages since it helps them to acquire self-confidence and control them. It should be noted that there are many alternatives to pharmaceutical drugs and this is why many people tend to seek complementary therapies. Scientific studies based on evidence about the Reiki are scarce. However, there are small studies and anecdotal reports of successful intervention. For those who are open to complementary options, research and the smart choice of a well qualified professional you can improve performance when used in conjunction with more traditional interventions. Reiki is a deeply relaxing therapy.

Daily Activities

Posted on August 9, 2013 in News

1 pound of fat = 3,500 calories there are 3,500 calories in a pound of fat. Therefore, if it reduces work to lose only 3,500 calories, you will lose a whole pound of fat. While it is possible to reduce your calorie intake and increase your exercise regimen to lose weight fast, it is important to point out that doctors recommend that no more than 2 pounds lost per week to make sure that your body adjusts well to weight loss. Here are some tips to help you safely position 3500 calories from your regular routine: run run around 1 hour at a slow pace will help you lose about 350 calories, depending on your body type, speed and terrain. Therefore, if runs for one hour, five days a week, while maintaining the diet consistent and safely lose a pound.

It is important to understand that many people who have just begun to exercise will eat pasta and other carbohydrate-rich foods in order to compensate for the effort. They think that because worked very hard, they deserve an award. After all, only be justified, pasta will help to maintain their high levels of energy. However, what they don’t know is that, although justified in thinking that the carbohydrate that helps your exercise routine with energy, actually delayed the possibility that their bodies arrive to lose weight. When burn 350 calories, but you add a pasta dish 450 intake, high in carbohydrates, it will add more calories to the body that otherwise would not have. Running, however, it helps to boost our metabolism and muscle tone, and so change the calorie burning occurs more efficiently.

Instead of the eating of a pasta dish after a race, select a large salad and waste of the carbohydrate-rich croutons. When you eat at a restaurant, not only subjected his body to a variety of foods high in fat, and high in calories, but that it is also tempting to eat a larger portion of what you would normally eat. By lo so, what could be a simple meal of 500 calories, easily can become a festival of 1500 calories from fat. In order to lose weight by reducing calories, it is essential that you know exactly what you are putting in your body. Especially in the beginning of the new routine, it is important to prepare your meals and control your hunger. When it comes to eating, spending time with friends is but usually found in a social situation where food is not a priority. For this reason, people tend to eat more than usual. Surely don’t eat dessert often, but if you include this extra round of calories, when in a restaurant. If you must eat out, ayudese himself, avoiding the temptation of selecting a salad instead of a pasta dish or a hamburger. You will be amazed the difference in the amount of calories it consumes to make simple choices, as the choice of food. To reduce the total intake of calories and increase your physical activity level, You will be capable of reducing 3,500 calories without many problems. Be sure to stay focused, motivated and on task. You can lose weight not desired, in a short time!


Security Officer

Posted on August 3, 2013 in News

Objective of entire course of training in the field of the protection of personal data should be the acquisition of skills in this field that translates to the company that decides to undertake a formative task in an optimal fulfilment of the LOPD. I.e., optimize management tasks in the protection of data of the personnel of the company, improving, therefore, the quality of the professional services offered by this. In our view, the basic aspects that should contain a basic training course in the field of data protection are as follows: personal data. File with personal data. Responsible for the file. Treatment in accordance with the purposes declared to the Spanish Agency of data protection. Formalization of contracts with the responsible of the treatment. Information to customers.

Clauses in documents. Communications. Attention customers rights: staff that treats personal data. Informative clause in new contracts. Delivery of informative documentation. Registration of incidences (communication to the Security Officer). Log of media (communication to the Security Officer). Authorizations for data recovery.

Protection of passwords for access. Privacy and confidentiality in the processing of the data. Prohibition of unauthorized communications to unidentified third parties. Protection of information (computer media and paper). Update the document’s security: communication to the ups and downs of personnel security manager. Audea complex Europe business C/Playa de Liencres 2, building London, ground floor, Office 6 C.P.